Sorry for bad english, it's not my first language.
I manage Stockport who start in the BSP.
First seasons into the game I had no problem loaning players from teams in higher divisions, as the teams usually accepted my offer for 0$ per month and 0% wage contribution.
Now I successfully got promoted to the npower Championship, and suddenly all players that I try to loan comes with a price tag of 10-100 thousand$ per month, alongside hefty wage contribution.
Is this thing is on purpose? Is there no way now to get loans for free?