Yeah I agree that there are drawbacks, although just because you maybe a rich team it doesnt mean that there are no drawbacks, for example I spent in total ( through using 48 month payments ) £635,000,000 over 4 seasons and only made a total of £123,000,000 through player sales. Result is I have won a total of 9 trophies over the 4 years and have what I believe to be the best strike force in the world and a collection of the worlds best all bought at bumper prices like Cesc Fabregas cost me £73,000,000 with £40,000,000 being paid over 48 months. The heavy spending is starting to really effect my finances now as without winning competitions my team would be bankrupt!!!